I have been affiliated with the insurance industry since 1991.  I have owned and operated my own small businesses (hotels, liquor stores) so I understand the issues that small business owners face. Because of my experience and my affilitaion with Northwestern Mutual, I now offer my assistance to other business owners to help them protect their business, retain talent, and create the retirement nestegg that they deserve.

I have been married for 34 years and have two children that I am very proud of.  I undertand the desire of a parent to help kids have a strong start in their life and provide them a legacy of proper financial management and education.   As a Northwestern Mutual Representative,  I help my clients care for their family the way that I care for mine.

In my practice  I focus on the family, small business, and medical practice. I provide assistance with retirement plans, disability insurance, long-term care insurance, and life Insurance for personal and small business purposes.

I was born and raised in India, emigrated to the United States in 1980.  I understand the culture and languages of  my homeland and the needs of people here in the United States.

Associations and Memberships

NAIFA

India Club of Dayton

GUJA RATI   SAMAJ of Dayton